This is for people who are SERIOUS about having more money available to spend on their lifestyle and don’t simply want to retire, but PROSPER in retirement and also PROTECT their wealth from unnecessary taxes.

Imagine you could wave a magic wand and you are living the lifestyle you’ve always dreamed of.  We believe that you deserve to live life to the fullest.  Life on your terms.  A life that is meaningful and fulfilling to you.  Making the difference you always wanted to make.  It’s the ability and permission to enjoy the fruit of a lifetime of labor and sacrifice.  It’s not just dreaming.  It’s experiencing it NOW. 

On a scale of 1 to 10 where would you put yourself with Fear a 1 and Freedom a 10? If your not living life to the fullest, it might be time to do something about it.  You have dreamed.  Worked hard.  Sacrificed.  Risked.  postponed.  Saved.  Waited.  Waited for the day when you would have the FREEDOM to do MORE of what you LOVE.  To start doing the things that you PROMISED yourself and your family that you would do ONE DAY

Maybe making memories with friends, children and of course your grandchildren.  Maybe play some golf or paint.  Travel to fun places.  Eat out for a special occasion.  That ONE DAY is here, BUT…

 

Here is what Dr. Michael F. Roizen, Four-Time New York Times Best Selling Author and Chief Wellness Officer at the Cleveland Clinic had to say:     “The SMART Retirement system is eye-opening in its approach, enviable in its lucidity, and awesome in delivering actionable information…isn’t just about accumulating money…it is really about how to maximize what you have to spend from that hard step of accumulation–so that the difficulty in accumulating can be worth the effort, and the trip down [the mountain] can be rich, fun and all you dreamed it could be.”

 

 

Here is what Dr. Michael F. Roizen, Four-Time New York Times Best Selling Author and Chief Wellness Officer at the Cleveland Clinic had to say:     “The SMART Retirement system is eye-opening in its approach, enviable in its lucidity, and awesome in delivering actionable information…isn’t just about accumulating money…it is really about how to maximize what you have to spend from that hard step of accumulation–so that the difficulty in accumulating can be worth the effort, and the trip down [the mountain] can be rich, fun and all you dreamed it could be.”

 

 

Here is what Dr. Michael F. Roizen, Four-Time New York Times Best Selling Author and Chief Wellness Officer at the Cleveland Clinic had to say:     “The SMART Retirement system is eye-opening in its approach, enviable in its lucidity, and awesome in delivering actionable information…isn’t just about accumulating money…it is really about how to maximize what you have to spend from that hard step of accumulation–so that the difficulty in accumulating can be worth the effort, and the trip down [the mountain] can be rich, fun and all you dreamed it could be.”

 

We will now help you understand how to calculate the interest you’re actually paying on your debts. You’ll likely be interested in knowing the actual interest rate you pay not the stated interest rate on your outstanding loans.

The video below will explain how to properly calculate your actual interest expense on your current debts.  Are you aware that a 4% fixed rate mortgage can initially cost you over 69% interest?  Or how your current bills may be costing you over 30% interest cost on next month’s payments?  You will learn how a “snowball” approach to eliminating debts, done in a unique way, can help you become debt free 4 life!

 
 

 

Calculator below currently DOES NOT work on an Apple Iphone with their new update.

Got Questions?
Get in Touch.

Advisory Services offered through API Financial Advisors. We do not accept orders and /or instructions regarding your account by e-mail, voice mail, fax or any alternative method.Privileged/ Confidential Information may be contained in this message. This electronic mail transmission and any document(s) accompanying this transmission is privileged, and may be proprietary in nature. It is intended only for the use of the named addressee(s) to which it is directed. If you are not the addressee(s) indicated in this message (or responsible for delivery of the message to such person), you may not copy or deliver this message to anyone. In such case, you should destroy this message and kindly notify the sender by reply email. Please advise us immediately if you or your employer do not consent to Internet email for message of this kind. Opinions, conclusions and other information in this message that do not relate to the official business of our firm shall be understood as neither given nor endorsed by it.